Remaining balance
Scheduled payoff vs. your extra-principal plan
ScheduledWith extras
Monthly payment
What leaves your account each month
Principal vs. interest by year
With your extras applied. Interest shrinks fast once extra principal starts compounding in your favor.
PrincipalInterest
Strategy comparison
Each strategy alone, then all of them combined. Interest saved is relative to the scheduled loan.
Amortization schedule
Pay it off faster
Advice computed from your numbers, ranked by impact. Not financial advice — run big moves past a fee-only advisor or CPA.
Mortgage strategies worth knowing
The playbook behind the numbers.